Confession: LGBT families don't do things much differently than non-LGBT families do.

This is a post sponsored by Chase. All opinions are 100% mine.

I never thought I'd be writing about being part of an LGBT family, but the truth is that's the label thrown at us. It doesn't feel any different than when I was a married mom, or when I was a single mom. Well, that's a big lie. I now have a wonderful wife-to-be that cooks, cleans, and takes care of us while I work. I couldn't be more thankful.

Growing Up Millennial

I'm barely a Millennial, but because I'm 31, I technically meet the requirements. Because my mom is a Boomer, she never really got “the talk” from her parents when it came to money. Money was a hush hush kinda deal back then and that was that. When I was growing up, Mom raised us along from the time I was about 10 years old. Well, technically she raised us alone even when my Dad was around but that's a story for another day.

Because Mom was so busy working two jobs, trying to support us on her own and just keep a roof over our heads, everything I learned about money from her was indirect learning. She never taught me how to budget, save or not spend beyond my means. She filed bankruptcy when I was a teenager, and then again after I had kids, so I never really looked to her for money advice but I didn't have anyone else to look to for it, either.

On the other hand, Rachel's Mom is about 10 years older than my Mom, and Rachel is 37 years old. So you'd think she'd have a different upbringing, but really, her Mom just took care of everything and that was that. She didn't talk to her about money or budgeting, either.

Over the past few decades, the way American households run has evolved drastically. While Rachel and I both had moms that worked and ran the entire household, I wouldn't say they did things the same way we do now. Rachel stays home, so I'm the breadwinner of the family, financially speaking at least. Things have changed so much though, because I work from home literally 100% of the time (unless you count working from the coffee shop sometimes!), yet we still pay our bills and fortunately haven't found ourselves in financial pickles that our parents found themselves in.

Chase Generational Money Talks Study

I’ve been reading about how Millennials and Gen Xers run their households, especially when it comes to money.

According to the Chase Generational Money Talks Study75% of Millennials and 72% of Gen Xers have money-related conflicts with their spouses, compared to 62% of Boomers. As a Millennial, with Rachel being a Gen Xer, we haven't had any money-related disagreements. Ask about kid-related disagreements and I could write a novel, but we haven't ever fought about money. I don't know if that is because we are both women, or because I handle everything, or maybe we're just too busy fighting about the kids. ;) When she was working, I took her check and paid the bills and whatever was left over (which was never much) would go towards food or whatever else. Now that I'm bringing in 100% of the income, I make sure the bills are paid and I put as much as possible in savings. We have more in savings than we ever have, and I even started a retirement account last week!